body { background-color: #96c8f1;
       margin: 0px; }
       
#valign { position: absolute;
          overflow: hidden;
          left: 0px;
          top: 50%;
          margin-top: -201px;
          width: 100%;
          text-align: center; }
       
#container { position: relative; 
             margin: auto;
             width: 800px;
             height: 403px; }

#layout { position: absolute;
          left: 0px;
          top: 0px;       
          width: 800px;
          height: 403px;
          z-index: 1; }

#menu { position: absolute;
        left: 520px;
        top: 305px;
        width: 110px;
        padding: 5px;
        z-index: 2; }
        
#menu ul { margin: 0;
           padding: 0;
           list-style-type: none;
           text-align: center; }

#menu li { padding: 2px; }

#menu li a { display: block;
             padding-top: 2px;
             padding-bottom: 2px;
             border-bottom: 2px solid #51a0de;
             color: #51a0de;
             text-decoration: none;
             font-style: italic;
             font-weight: bold;
             text-transform: lowercase;
             letter-spacing: 2px;
             font-family: trebuchet ms,verdana,arial,helvetica;
             font-size: 14px; }
             
#menu li a:hover { background-color: #51a0de;
                   text-decoration: none;
                   color: #ffffff;
                   border-bottom: 2px solid #ffffff; }

#text { position: absolute;
        overflow: auto;
        left: 10px;
        top: 10px;
        width: 380px;
        height: 380px;
        z-index: 2;
        font-family: trebuchet ms,arial, helvetica;
        font-size: 11px;
        text-align: justify;
        line-height: 20px;
        color: #000000; 
        padding: 5px;
        z-index: 2; }

.header { font-family: times new roman,arial,verdana,helvetica;
          font-size: 25px;
          font-weight: bold;
          letter-spacing: 5px;
          font-style: italic;
          line-height: 22px;
          color: #ffffff;
          text-transform: lowercase;
          text-align: center;
          text-shadow: 1px 1px #3d96c7; }

.smheader { font-family: times new roman,arial,verdana,helvetica;
            font-weight: bold;
            font-size: 20px;
          letter-spacing: 5px;
            font-style: italic;
            line-height: 22px;
            color: #ffffff;
            text-transform: lowercase;
            text-align: center;
            text-shadow: 1px 1px #3d96c7; } 

#text a { font-weight: bold;
          color: #3083c4;
          text-decoration: none; }
    
#text a:hover { text-decoration: none;
                color: #ffffff;
                background-color: #51a0de;
                border-bottom: 1px solid #ffffff; }

b, strong { color: #ffffff;
            text-shadow: 1px 1px #3d96c7; }

.center { margin: auto;
          text-align: center; }

.disclaimer { text-align: center;
              line-height: 15px; }